The 4 C’s To Being Approved
CHARLOTTE - When one begins their home buying journey the most important preparation is a budget. Just as an individual has a budget, the...
Pre-Qualified Or Pre-Approved
CHARLOTTE - Did you know there is a difference in getting pre-qualified and getting pre-approved for a residential mortgage? Going into the spring market,...
The DO’s And DON’TS Of Mortgages
CHARLOTTE - Once you have that pre-approval and begin looking for homes, it is vital to remember the “Do’s and Don’ts” throughout the process. ...
Federal Reserve vs. Mortgage Rates
CHARLOTTE - As we all are aware the federal reserve has been following a trend to raise interest rates every quarter for what it...
Pre-Qualified Or Pre-Approved?
CHARLOTTE - Did you know there is a difference in getting pre-qualified and getting pre-approved for a residential mortgage?
A pre-qualification is based off a...
Market Conditions Improving
CHARLOTTE - Good News, rates are going down! Yes, you read that right. Mortgage interest rates have been declining at a very good pace...
No Credit? No Problem!
CHARLOTTE - Many people believe that if they do not have credit, then they cannot be extended credit and that is simply not true. ...
Happy New Year
CHARLOTTE- First and foremost, Happy New Year and welcome to 2023. In anticipation of the New Year, we have spoken about FHA and conventional...
NEED MORE, TRY A CO-SIGNER
CHARLOTTE - It is very common in this market to be pre-approved, especially as a first-time homebuyer, for an amount that is just under...
FHA Loan Limits – Increased!
CHARLOTTE - A couple of weeks ago we mentioned how the conventional loan limits have increased, in which allows individuals to borrow larger amounts,...