What’s going on with the financial markets? Specifically, what’s behind the price drops we’ve seen in recent weeks? And, just as important, how should you, as an individual investor, respond?

To begin with, this latest volatility may be due to a variety of factors, including rising interest rates, tariffs and trade concerns, and the anticipation of somewhat slower economic growth.

But rather than stressing out over these developments, try to focus on what you can control.

For starters, maintain realistic expectations. Over the past several years, we’ve enjoyed unusually high market returns, but they may be headed back to more normal levels.

Next, review your mix of investments. If the market’s volatility makes you nervous, you may need to adjust your portfolio to reduce its risk level. Keep in mind, though, that you will always need some growth-oriented investments to help you make progress toward your goals.

Most of all, try to overlook the market’s day-to-day movements. Instead, follow a long-term investment strategy – it will be less stressful and more productive.